Mining Equipment Financing

Terex Financing

Finance Terex mining equipment including Terex Finlay jaw crushers, cone crushers, and mobile screening plants. New and used. Application-only to $400K. Quotes in 24 hours.

Request a Quote
Terex Financing

Finance Terex mining equipment including Terex Finlay jaw crushers, cone crushers, and mobile screening plants. New and used. Application-only to $400K. Quotes in 24 hours.

Crusher and screening plant economics turn on throughput per hour and cost per ton processed. Terex's mining and aggregate equipment line, particularly the Terex Finlay brand of mobile crushing and screening plants, is engineered to those numbers. The Finlay J-1175 jaw crusher, the 683 Supertrak screening plant, and the rest of the Finlay mobile processing lineup have carved out a specific market position in portable aggregate and quarry processing where mobility and throughput combine in a package that fixed-plant operations cannot match for smaller or multi-site operations.

Terex as a corporation has gone through significant restructuring over the years. The company divested its mining hauler segment, which historically included large off-highway haulers, and has focused its remaining heavy equipment product lines on lifting, aerial work platforms, and the crushing and screening equipment manufactured through the Terex Finlay brand. Buyers financing Terex equipment today are most commonly looking at Finlay mobile crushers and screens, which represent the core of Terex's contribution to the mining and aggregate market.

We financeTerex Finlay jaw crushersand related mobile processing equipment for aggregate, quarry, and mining operations. New and used units are considered. Portable crushing and screening plants have active secondary markets, and the economics of financing rather than cash-purchasing a mobile crusher are compelling for operators who can apply the capital to other uses.Mobile crusher financingandscreening plant financingfollow the same documentation process we use for all mining equipment.

Terex Finlay Crushing and Screening Equipment

The Terex Finlay J-1175 is a tracked mobile jaw crusher that uses a Terex MJ55 jaw chamber as its primary crushing element. The direct drive system eliminates the hydraulic clutch of some competing units, which Terex argues improves fuel efficiency and reduces drivetrain complexity. Feed opening dimensions of 1070mm x 760mm allow the J-1175 to process primary feed material from shot rock, concrete recycling, and demolition applications at throughputs that suit mid-size quarry and aggregate operations.

The tracked chassis makes the J-1175 relocatable without significant mobilization cost, which is the defining advantage of mobile over fixed crushers for operations that need crushing capacity in multiple locations or need to follow the working face of a quarry. Contract crushing companies, which provide mobile processing services to quarry operators who do not own their own primary crusher, run Finlay equipment heavily in this application.

Terex Finlay also produces cone crushers and screening plants that work in secondary and tertiary crushing positions behind the primary jaw. The complete Finlay product range can supply a full portable crushing and screening train for mid-volume operations. Financing the full train as a package is a transaction we can structure, with each unit's value contributing to the overall collateral and terms matched to the combined asset value.

Beyond the Finlay brand, Terex historically manufactured rigid-frame mining haul trucks under the Terex and Unit Rig brands. These older machines still appear in the secondary market occasionally. We finance them when the documentation supports the deal, with the understanding that parts supply for older Unit Rig and Terex mining trucks is thinner than for Cat or Komatsu equivalents.

Contract Crushers, Quarry Operators, and Mobile Processing Companies

Contract crushing companies are the core customer for mobile Terex Finlay equipment. These operations own mobile processing equipment and provide crushing services to quarry operators, mine operators, and demolition contractors who need processing capacity on demand without the capital cost of permanent plant installation. A contract crusher with a J-1175 and a Finlay screening plant can move between sites, process material under contract, and generate revenue across multiple customers with a single investment in equipment.

Financing for contract crushers requires lenders who understand contract-based revenue models. The crusher's utilization, and therefore its ability to generate payment, depends on the contracts in place. Lenders who routinely financecontract miningand mobile processing operations understand this revenue structure. We match contract crushing businesses to lenders who have financed the same business model before.

Quarry operators who own their site and want a mobile primary crusher rather than a fixed installation use the J-1175 and similar Finlay equipment for primary processing on smaller pits.Quarry operatorsrunning limestone, granite, or basalt operations in the 100,000 to 500,000 annual tons range often find mobile crushing more economical than fixed plant for their throughput volumes. Financing the mobile crushing investment over 48 to 60 months allows the operation to match equipment cost to production revenue rather than committing a large capital block upfront.

Operations along thePittsburghcorridor and through western Pennsylvania run aggregate operations fed by river gravel and quarried stone. Mobile crushers and screens are common in this geography for secondary processing and aggregate blending. We serve this market with financing that fits the mid-size aggregate producer.

Refinancing and Sale-Leaseback on Terex Finlay Equipment

Mobile crushing and screening plants are real assets with active secondary markets. Contract crushing companies and quarry operators who own paid-off Finlay equipment have equity in machines that continue to generate revenue. That equity can be accessed through aSale-Leaseback Financingwithout taking the machine out of production. The structure is straightforward: the lender buys the crusher, you continue using it under a lease, and you receive cash at closing. The lease payments are typically lower than a purchase loan payment would have been on an older unit, and the cash proceeds are unrestricted.

Acash-out refinanceworks for equipment that has an existing note with remaining equity. Pay off the current lender and advance additional cash against the difference between market value and payoff. For Finlay equipment in good condition with documented throughput history, these transactions are fundable. The throughput history is not required for financing, but it helps lenders understand the utilization profile of the machine.

We also handleused Terex equipment financingfor buyers entering the mobile crushing market for the first time. A used J-1175 or comparable Finlay jaw crusher in good operating condition is a more accessible entry point than a new unit, and financing a used unit puts the buyer in production quickly without waiting on new-unit lead times.

Get a Terex Finlay Financing Quote

Mobile jaw crushers, cone crushers, and screening plants. Tell us the unit, the hours, and the price and we will have a quote in 24 hours. Contract crushers and quarry operators both welcome.

Terex Financing Questions

Clear answers on documentation, timing, equipment condition, sellers, and financing structure.

Are Terex Finlay mobile crushers considered mining equipment or construction equipment for financing purposes?

Lenders typically categorize them as aggregate processing equipment, which sits at the intersection of construction and mining. It is not an exotic category; aggregate processing equipment has a normal secondary market and familiar collateral profile for lenders who finance quarry and aggregate operations. The financing process is the same as any heavy equipment transaction.

Can I finance a full mobile crushing train, primary jaw plus secondary cone plus screening plant, as one deal?

Yes. Multi-unit processing train packages are structured as single transactions. Each unit contributes to the collateral base, and the combined terms often reflect the fleet value better than three separate submissions. Provide us with the details on each unit and we will package the deal accordingly.

I am a contract crusher and my revenue varies by season. How do lenders view that?

Seasonal revenue variation is common in the aggregate and construction market, and lenders who finance mobile processing equipment understand it. They will want to see annual revenue patterns, not just a single month's banking activity, to understand the full cycle. Three to six months of bank statements that capture both active and slow periods tell the clearest story.

What is the resale market like for a used Terex Finlay J-1175?

The Finlay J-1175 has an active secondary market through equipment dealers and auctions. Well-maintained units with known throughput history sell consistently. Lenders who are familiar with the platform book the residual based on real comp data from the secondary market. A clean unit with service records is a fundable asset.

Can I get financing if I just started a contract crushing business six months ago?

New businesses are harder to finance than established operations, but the right structure can sometimes make it work. A larger down payment reduces lender risk significantly. Any contracts already signed for crushing services strengthen the application considerably. Be honest about the business age upfront and we will tell you what is realistically available rather than wasting your time on a structure that will not close.

Put Terex Financing To Work

Send the equipment quote, seller information, target timing, and preferred structure. The financing desk will review the file and return a clear next step.