Mining Equipment Financing

Epiroc SmartROC D65 Surface Drill Financing

Finance an Epiroc SmartROC D65 surface drill for quarry or mine operations. Competitive terms, B/C credit welcome, fast funding. Get your quote.

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Epiroc SmartROC D65 Surface Drill Financing

Finance an Epiroc SmartROC D65 surface drill for quarry or mine operations. Competitive terms, B/C credit welcome, fast funding. Get your quote.

Production tonnage on a surface drill program hinges on hole quality and machine uptime, and the SmartROC D65 is engineered specifically to deliver both in demanding quarry, aggregate, and medium-scale open-pit applications. The D65 handles hole diameters from 89 mm to 152 mm using down-the-hole hammers, making it the right machine for operations where fragmentation consistency matters for downstream processing and where the drill needs to perform across varied bench geometry without constant manual intervention. Epiroc's ROPS and FOPS certified cab, automatic drill string handling, and the onboard Epiroc control system significantly reduce operator fatigue on long shifts, which translates directly to per-shift availability.

Financing a D65 follows the same capital logic: you need the machine running, not tied up in a slow approval process. We work with operators buying new D65s from Epiroc, purchasing used machines from dealers or private sellers, and owners who want to refinance an existing unit to free up cash or extend terms. Our minimum is $50,000, and the application-only path covers most single D65 purchases up to around $400,000 without requiring a full financial package.

Who Typically Finances the SmartROC D65

Quarry operators running aggregate production for construction markets are the most common D65 buyer. The machine's hole range fits standard aggregate blast patterns, and the automated rod handling reduces the crew requirement per drill compared to older manually operated rigs. Smaller open-pit gold and silver producers, particularly in regions like Nevada's Battle Mountain corridor and the mining districts aroundElko, NV, also run D65s where the pit geometry does not justify a larger rotary blasthole rig.

Contract drillers who take on work across multiple quarry and mining clients often prefer to own the D65 outright on a loan rather than leasing, because outright ownership allows them to move the machine between contracts without lease restrictions. Those operators also benefit fromSection 179 equipment financingstructures that accelerate depreciation in the year of purchase, reducing the after-tax cost of acquisition in a productive year. For operators financing a second or third D65 to grow a drilling fleet, we structure multi-unit facilities that simplify the administrative load while giving each machine its own depreciation schedule.

The D65 is also a candidate forsale-leaseback financingin situations where the machine is fully paid off and the operator needs working capital for a new contract mobilization. Releasing equity from a paid-off drill to fund mobilization costs on a new project is a legitimate capital tool, and we structure those transactions efficiently.

Structuring the Payment to Fit the Operation

A SmartROC D65 in good condition is a significant capital investment. New units carry list prices that put them well above our minimum, and quality used machines sell for prices that reflect the machine's production capability. Financing terms typically run 36 to 84 months depending on the machine's age, condition, and the buyer's preferences. Shorter terms produce higher payments but lower total interest cost; longer terms reduce monthly cash flow impact at the expense of total cost. For operations where the drill program is linked to a multi-year mine plan or quarry contract, longer terms that align with the contract life often make the most business sense.

Interest rates and structure vary with credit quality, equipment age, and term length. We do not quote hypothetical rates here because the actual terms depend on those specifics. What we can do is present you with a real term sheet based on the machine you are financing and your credit picture. B and C credit profiles are reviewed individually. Consistent revenue, strong equipment collateral, and a clear operational story carry weight in the underwriting, not just the score.

For the right buyer,heavy equipment financing with no money downis possible. This keeps cash on hand for operating costs, parts inventory, and the next bit run, which is often more valuable than a down payment that reduces interest cost marginally.

Other Epiroc and Surface Drill Options

If the D65's hole range is too small for the blast pattern your operation requires, theEpiroc Pit Viper 351covers large-diameter blasthole work in major open-pit applications. The Pit Viper series uses rotary drilling rather than DTH, which suits different rock types and hole diameter requirements. For underground drilling applications, the Epiroc Boomer and Scooptram lines serve development and production headings where surface drills cannot reach. We finance the full range ofEpiroc equipmentand can structure a package that covers both surface and underground units in a single facility if your operation spans both environments.

Operators running aggregate quarries alongside their mining operations sometimes also needsurface drill rig financingfor secondary or backup units. We handle those alongside the primary D65 financing without requiring separate applications for each machine.

Common Financing Questions

Epiroc SmartROC D65 Surface Drill Financing Questions

Clear answers on documentation, timing, equipment condition, sellers, and financing structure.

Can I finance a D65 that I am buying from a private seller rather than a dealer?

Yes. Private-party equipment purchases are a normal part of our business. The transaction structure is slightly different in that funds go directly to the private seller, but the underwriting process is the same. We need the machine details, a bill of sale or purchase agreement, and the standard application.

The D65 has about 6,000 hours on it. Will that affect approval?

Not on its own. Six thousand hours on a D65 with good maintenance records and recent component checks is a well-used but not exhausted machine. We factor condition and maintenance history into the review. Hour counts alone do not determine approvability.

What documents do I need beyond the application?

For amounts up to around $400,000, the application and equipment details are often sufficient for a decision. Larger facilities or more complex credit situations typically require three months of business bank statements. Rarely do we need full tax returns for a single D65, but we will tell you upfront if that changes based on your specific file.

Can the financing be structured as a lease instead of a loan?

Yes. Both lease and loan structures are available. A lease may offer lower monthly payments and a different tax treatment, while a loan builds ownership from day one. We walk through both options so you can make the decision that fits your operation and tax strategy.

How fast can this actually close?

Typically one to two weeks from a complete application submission. In some cases, particularly for clean files with strong equipment collateral, it can move faster. The biggest delays come from incomplete applications or title issues on used machines, so having the paperwork organized upfront helps significantly.

Put Epiroc SmartROC D65 Surface Drill Financing To Work

Send the equipment quote, seller information, target timing, and preferred structure. The financing desk will review the file and return a clear next step.